Residential mortgages-   We offer...

• Fixed rate CMHC/Genworth insured High Ratio Mortgages (low down payment or low equity)
• Variable rate mortgages (insured and uninsured)
• Manufactured Home financing
• Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land
• Home Equity credit lines
• Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 )
• Conventional Mortgages (20% down payment / equity, no-CMHC necessary)
• Residential construction mortgages (both bank or private lenders...whatever makes sense)
• Private mortgage financing (first, second, third  and forth mortgages) for good and bad credit
• Access to Mortgage investment corporations and other licensed lenders
• Bridge and interim financing (short term financing)
• Completion financing (mortgages arranged to payout your construction financing)
• Foreclosure repair mortgages
• Lease To Own
• Refinance and equity take-outs
• Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender)
• Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect)           

Commercial and Agricultural Mortgages-  We offer...

•      Bank financing for purchase of land and building
•      Farm loans
•      Factoring
•      Motel/Hotel/ Restaurant
•      Land banking
•      Commercial equipment leasing
•      Refinance
•      Raw land and commercial lot purchases
•      Investment financing
•      Private lending for commercial ventures
•      a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage)

Mortgage Investment Opportunities-  We offer...

•     Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604)
•     RRSP eligible private mortgage investment opportunities (diversify your portfilio..ask me how)
•     Commercial and Residential investment opportunities
•     We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages
•     We assist with any concerns both before and after the transaction (generally throughout the mortgage)

Mike's philosophy... If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours

The deal needs to make sense and have an exit strategy (even in a worst case senario).

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