Mortgage Broker Mike Toporowsky; helping build community in Spruce Grove.
"An independent Mortgage Broker can find your best mortgage fit."
Independent Mortgage Broker Mike Toporowsky, AMP
What Can Mike Do For You Today?
New and Existing Residential Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
A suite of rate options to fit most budgets.
Fixed - Variable - Low down payment - Conventional and more.
Click the pic for details.
Commercial and Agricultural Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
Farm loans, land banking, equipment lease loans, refinancing for agriculture, the accommodation industry and small businesses.
Click the Pic for details.
Mortgage Investment Opportunities
New and Existing Residential Mortgages
Mortgage Investment Opportunities
Learn how the private mortgage market can provide the investment vehicle you've been looking for.
Click the pic for details.
Mike's December Featured Realtor, Tina Badry
Tina Badry - Realtor Century 21 Masters
Tina Badry - Realtor Century 21 Masters
Tina Badry - Realtor Century 21 Masters
Tina Badry is a capable, hard-working realtor with an energetic, free spirit who has helped countless clients realize their home-ownership dreams. A child of renown Alberta realtor, Heather Dunne, Tina forged her own path to the real estate business which included a career as a teacher, before embracing her real estate passion.
Tina isn't your average realtor but offers uniquely effective negotiating skills and the vision to find the buyers and sellers best suited to her clients.
Her sense of adventure is contagious which helps home buyers widen their vista of what can be achieved. Testimonials for Tina are as heartfelt as they are plentiful.
A caring, professional approach
Tina Badry - Realtor Century 21 Masters
Tina Badry - Realtor Century 21 Masters
Tina's mother, Heather, is thrilled at her daughter’s independence, diligence and courage, enjoying the fact acorns don’t fall far from mighty oaks.
Heather is equally proud of Tina’s tenacity and compassion. Tina’s easy-going charm and ready smile tends to hide the talented drive she possesses. Her current clients’ needs and ambitions are more vital to her than discussing her impressive qualifications and career successes. Her clients are indeed fortunate to have found the perfect mix of professionalism, personality and pluck in their real estate expert. Interested in buying or listing? Call Tina today at 780-699-1703 for capable, attentive real estate services.
Mike's December Featured Listing
Welcome to Parkland Point in Spruce Grove!
Explore this delightfully peaceful and captivating second floor unit, designed with a SPACIOUS open concept layout perfect for entertaining guests. This beautifully situated unit faces, south, allowing for an abundance of natural sunlight. The entire unit has been recently repainted throughout and features brand new vinyl plank flooring. The kitchen features stainless steel appliances, complete with a newly installed microwave hood fan. The primary room highlights a large walk-through closet, linked to a 3 pce bath. The second bed room provides ample closets space and is situated adjacent to a 4 pce bath, offering an extra benefit. An In-suite laundry room with generous storage space. This unit boasts a glass railing balcony, air conditioning, and one heated underground parking stall, with a possibility of including a storage cage and renting an additional parking stall above ground. Close to amenities. This home is ideal for 1st time homebuyers or investors!
Interested? Call Tina at 780-699-1703
Don't delay on this opportunity to purchase this spacious unit before its gone! Be sure to click the pic for more information and images of the interior. This one won't be on the market for long.
Residential Mortgage Options
Mike has a plan that's right for you.
- Fixed rate CMHC/SAGEN/Canada Guaranty insured High Ratio Mortgages (low down payment or low equity)
- Variable rate mortgages (insured and uninsured)
- Manufactured Home financing
- Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land
- Home Equity credit lines
- Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 )
- Conventional Mortgages (20% down payment /equity, no-CMHC necessary)
- Residential construction mortgages (both bank or private lenders...whatever makes sense)
- Private mortgage financing (first, second, third and forth mortgages) for good and bad credit
- Access to Mortgage investment corporations and other licensed lenders
- Bridge and interim financing (short term financing)
- Completion financing (mortgages arranged to payout your construction financing)
- Foreclosure repair mortgages
- Lease To Own
- Refinance and equity take-outs
- Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender)
- Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect.)
Take the first step.
Talk to Mike about your home ownership goals and if you're ready to make the leap. A free consultation is the first step to achieving your dreams. It costs nothing to know where you stand.
Mortgage Investment Opportunities
Individual investment opportunities
Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604)
RRSP eligible private mortgage investment opportunities
Diversify your portfolio. Let's talk strategy
Commercial and Residential investment opportunities
Invest in Albertans rebuilding the provincial economy one commercial mortgage at a time.
Mike's Philosophy
If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours
Stay in the loop
We assist with any concerns both before and after the transaction (generally throughout the mortgage)
Please note
We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages
Commercial and Agricultural Mortgages
Mortgages for farming, small business and industry
- Bank financing for purchase of land and building
- Farm loans
- Factoring
- Motel/Hotel/Restaurant
- Land banking
- Commercial equipment leasing
- Refinance
- Raw land and commercial lot purchases
- Investment financing
- Private lending for commercial ventures
- a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage)
Mike's Memberships
Mortgage Professionals Canada
Alberta Mortgage Brokers Association
Alberta Mortgage Brokers Association
MPC represents 15,000+ Mortgage Professionals nationally.
Alberta Mortgage Brokers Association
Alberta Mortgage Brokers Association
Alberta Mortgage Brokers Association
Alberta's Mortgage Brokers Association supports our province's Mortgage Broker community with education, professional development and advocacy.