Mortgage Broker Mike Toporowsky; helping build community in Spruce Grove.
"An independent Mortgage Broker can find your best mortgage fit."
Independent Mortgage Broker Mike Toporowsky, AMP
What Can Mike Do For You Today?
New and Existing Residential Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
A suite of rate options to fit most budgets.
Fixed - Variable - Low down payment - Conventional and more.
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Commercial and Agricultural Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
Farm loans, land banking, equipment lease loans, refinancing for agriculture, the accommodation industry and small businesses.
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Mortgage Investment Opportunities
New and Existing Residential Mortgages
Mortgage Investment Opportunities
Learn how the private mortgage market can provide the investment vehicle you've been looking for.
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Mike's Featured Realtor - One of his Many Contacts
Jamie Rideout - Royal LePage Gateway Realty
Leduc, Beaumont and surrounding areas are great places to live and work, which is why I choose to call them home. With roots in Leduc County, (born and raised), partnering with Royal LePage Gateway in the Real Estate industry is the perfect fit! Through my many years in the financial industry, I was always thrilled when a client would come in for professional advice. Being able to share the passion they felt for buying their first home, investment property, downsizing or wanting to grow their family really ignited a spark in me! As a Real Estate Associate, I’m devoted to helping my clients by guiding them through their homeownership journey. I am extremely proud to be aligned with the Royal LePage Shelter Foundation which is dedicated exclusively to funding women’s shelters and domestic violence prevention.
Serving South Edmonton & Satellite Communities
When I’m not in the office, you’ll find me attending my childrens’ various extracurricular activities. Music, yoga, traveling, camping, spending time in nature and enjoying time with family and friends are some of my favorite things to do… (besides the obvious… helping my clients buy and sell their dream homes).
I offer a FULL SERVICE Real Estate professional services package customized specifically to all of your needs. Which means, I can be there through your whole journey whether it be searching to buy a new property or selling your current one or BOTH!
I can show you any property you would like to see, set you up on a search with your specific criteria, provide beautiful, detailed listings if you are planning on selling, and everything in between! If you see a property around the neighborhood that's for sale , or anything on the MLS, I would be so happy to give you a tour! I look forward to being by your side throughout your journey!
Warmest Regards, Jamie
Residential Mortgage Options
Mike has a plan that's right for you.
- Fixed rate CMHC/SAGEN/Canada Guaranty insured High Ratio Mortgages (low down payment or low equity)
- Variable rate mortgages (insured and uninsured)
- Manufactured Home financing
- Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land
- Home Equity credit lines
- Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 )
- Conventional Mortgages (20% down payment /equity, no-CMHC necessary)
- Residential construction mortgages (both bank or private lenders...whatever makes sense)
- Private mortgage financing (first, second, third and forth mortgages) for good and bad credit
- Access to Mortgage investment corporations and other licensed lenders
- Bridge and interim financing (short term financing)
- Completion financing (mortgages arranged to payout your construction financing)
- Foreclosure repair mortgages
- Lease To Own
- Refinance and equity take-outs
- Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender)
- Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect.)
Take the first step.
Talk to Mike about your home ownership goals and if you're ready to make the leap. A free consultation is the first step to achieving your dreams. It costs nothing to know where you stand.
Mortgage Investment Opportunities
Individual investment opportunities
Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604)
RRSP eligible private mortgage investment opportunities
Diversify your portfolio. Let's talk strategy
Commercial and Residential investment opportunities
Invest in Albertans rebuilding the provincial economy one commercial mortgage at a time.
Mike's Philosophy
If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours
Stay in the loop
We assist with any concerns both before and after the transaction (generally throughout the mortgage)
Please note
We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages
Commercial and Agricultural Mortgages
Mortgages for farming, small business and industry
- Bank financing for purchase of land and building
- Farm loans
- Factoring
- Motel/Hotel/Restaurant
- Land banking
- Commercial equipment leasing
- Refinance
- Raw land and commercial lot purchases
- Investment financing
- Private lending for commercial ventures
- a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage)
Mike's Memberships
Mortgage Professionals Canada
MPC represents 15,000+ Mortgage Professionals nationally.
Alberta Mortgage Brokers Association
Alberta's Mortgage Brokers Association supports our province's Mortgage Broker community with education, professional development and advocacy.