Mike Toporowsky; helping build community in Spruce Grove for 20+ years.
Mike Toporowsky, AMP
What Can Mike Do For You Today?
New and Existing Residential Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
A suite of rate options to fit most budgets.
Fixed - Variable - Low down payment - Conventional and more.
Click the pic for details.
Commercial and Agricultural Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
Farm loans, land banking, equipment lease loans, refinancing for agriculture, the accommodation industry and small businesses.
Click the Pic for details.
Mortgage Investment Opportunities
New and Existing Residential Mortgages
Mortgage Investment Opportunities
Learn how the private mortgage market can provide the investment vehicle you've been looking for.
Click the pic for details.
Feature Home Realtor - One of Mike's Many Contacts
Geoff Gold, Realtor
Geoff Gold, Realtor
Geoff Gold, Realtor
With a background in business Geoff brings his expertise in negotiating, leadership, problem solving and exceptional service to real estate. Geoff’s dedication to provide a level of service that is second to none is a way of life. His commitment and loyalty to his clients shines early and never falters. His mission to provide exceptional service starts at the beginning of a relationship and carries on indefinitely.
The Gold Standard
Geoff Gold, Realtor
Geoff Gold, Realtor
Using his innate ability to both identify and solve problems, Geoff finds great success and fulfillment in helping clients achieve their goals. Whether you’re moving up or down in the market, first time buyer or investor, Geoff looks forward to learning your story and helping you achieve your goals.
Featured Listing - Mike has YOUR Mortgage Solution
Feature Home - Geoff Gold, Realtor
Investor Alert!! Original Owner Property Never On Market Before.
Now Listed at just $679,900
4 Plex Fully Rented Out! Located in Glenwood; a neighbourhood full of infill and revitalization both residential and commercial.
Convenience Enhances Desirability
Just blocks from the future west LRT line, all 4 units are large with three "3 Bedroom and 1 Bath" units and one "2 Bedroom and 1 Bath" unit.
Four Suites, Complete with Tenants
All units have private front entry, private rear entry from a common area, as well, with access to the shared laundry and utility room. Upper units have balconies and lower units have enclosed patios. All units are above grade.
A Lot to Love!
Huge lot of over 1010sq/m. Fully fenced with separate enclosed backyard areas and loads of parking on rear of property. Zoned RA7. This property truly provides opportunity both current and long-term.
Residential Mortgage Options
Mike has a plan that's right for you.
- Fixed rate CMHC/Genworth insured High Ratio Mortgages (low down payment or low equity)
- Variable rate mortgages (insured and uninsured)
- Manufactured Home financing
- Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land
- Home Equity credit lines
- Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 )
- Conventional Mortgages (20% down payment /equity, no-CMHC necessary)
- Residential construction mortgages (both bank or private lenders...whatever makes sense)
- Private mortgage financing (first, second, third and forth mortgages) for good and bad credit
- Access to Mortgage investment corporations and other licensed lenders
- Bridge and interim financing (short term financing)
- Completion financing (mortgages arranged to payout your construction financing)
- Foreclosure repair mortgages
- Lease To Own
- Refinance and equity take-outs
- Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender)
- Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect.)
Take the first step.
Talk to Mike about your home ownership goals and if you're ready to make the leap. A free consultation is the first step to achieving your dreams. It costs nothing to know where you stand.
Mortgage Investment Opportunities
Individual investment opportunities
Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604)
RRSP eligible private mortgage investment opportunities
Diversify your portfolio. Let's talk strategy
Commercial and Residential investment opportunities
Invest in Albertans rebuilding the provincial economy one commercial mortgage at a time.
Mike's Philosophy
If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours
Stay in the loop
We assist with any concerns both before and after the transaction (generally throughout the mortgage)
Please note
We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages
Commercial and Agricultural Mortgages
Mortgages for farming, small business and industry
- Bank financing for purchase of land and building
- Farm loans
- Factoring
- Motel/Hotel/Restaurant
- Land banking
- Commercial equipment leasing
- Refinance
- Raw land and commercial lot purchases
- Investment financing
- Private lending for commercial ventures
- a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage)
