Mortgage Broker Mike Toporowsky; helping build community in Spruce Grove.
"An independent Mortgage Broker can find your best mortgage fit."
Independent Mortgage Broker Mike Toporowsky, AMP
What Can Mike Do For You Today?
New and Existing Residential Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
A suite of rate options to fit most budgets.
Fixed - Variable - Low down payment - Conventional and more.
Click the pic for details.
Commercial and Agricultural Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
Farm loans, land banking, equipment lease loans, refinancing for agriculture, the accommodation industry and small businesses.
Click the Pic for details.
Mortgage Investment Opportunities
New and Existing Residential Mortgages
Mortgage Investment Opportunities
Learn how the private mortgage market can provide the investment vehicle you've been looking for.
Click the pic for details.
Mike Toporowsky's June Featured Realtor; Mike Brattland
Mike Brattland - Proven Performance. Reliable Results
Mike Brattland is proud to have earned the opportunity to start his realtor career with renown real estate company, Maxwell Devonshire Realty in Edmonton. He is just as proud, however, to be a dedicated husband, father and volunteer coach in his community. Mike believes helping clients find the house which best fits their needs within their budget is quite similar to his coaching efforts. "It's all about helping people make significant strides in attaining their goals." Mike explains.
Mike Brattland - Maxwell Devonshire Realty
Embarking on his real estate career fairly recently, Mike has already established himself as a professional with a flair for the job. Mike's specialty is discussing his clients' residential needs in detail to ensure he can check the most amount of boxes with the listings he offers. Mike works equally hard to move listings he gets quickly and diligently to folks who will love the home as much as the seller did. When you need real estate with both expertise and youthful energy, Mike Brattland fills the bill.
Mike's Featured Listing for June via Mike Brattland
A super opportunity in Sangudo!
Sangudo's newest Opportunity is HERE! Found nestled in the Jewel of Hwy 43 is this MASSIVE large family dream. Whether it is the potential for a basement suite, the multiple family rooms, or the Heated Mechanics Garage, with a WASHROOM, and 220V, this is a must see home. Built by the current owner, it showcases extensive custom wood working, 2 fireplaces, a basement bar, large kitchen and dining space, sunken living room, brand new front steps and porch. This Home is IDEAL for Large families, or investors looking for a near ready rental home with a separate private entrance. The Basement has a wood room, office, bedroom, cold storage, full bathroom, family room, bar area, and the potential for a kitchen and second bedroom. The Garage features separate powered doors. 1 oversized, 1 standard, welding outlets, retractable air lines, gas heater, in floor drain, 2 piece washroom. Seldom does an opportunity come up like this. Do not sleep on this one...
Residential Mortgage Options
Mike has a plan that's right for you.
- Fixed rate CMHC/SAGEN/Canada Guaranty insured High Ratio Mortgages (low down payment or low equity)
- Variable rate mortgages (insured and uninsured)
- Manufactured Home financing
- Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land
- Home Equity credit lines
- Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 )
- Conventional Mortgages (20% down payment /equity, no-CMHC necessary)
- Residential construction mortgages (both bank or private lenders...whatever makes sense)
- Private mortgage financing (first, second, third and forth mortgages) for good and bad credit
- Access to Mortgage investment corporations and other licensed lenders
- Bridge and interim financing (short term financing)
- Completion financing (mortgages arranged to payout your construction financing)
- Foreclosure repair mortgages
- Lease To Own
- Refinance and equity take-outs
- Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender)
- Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect.)
Take the first step.
Talk to Mike about your home ownership goals and if you're ready to make the leap. A free consultation is the first step to achieving your dreams. It costs nothing to know where you stand.
Mortgage Investment Opportunities
Individual investment opportunities
Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604)
RRSP eligible private mortgage investment opportunities
Diversify your portfolio. Let's talk strategy
Commercial and Residential investment opportunities
Invest in Albertans rebuilding the provincial economy one commercial mortgage at a time.
Mike's Philosophy
If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours
Stay in the loop
We assist with any concerns both before and after the transaction (generally throughout the mortgage)
Please note
We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages
Commercial and Agricultural Mortgages
Mortgages for farming, small business and industry
- Bank financing for purchase of land and building
- Farm loans
- Factoring
- Motel/Hotel/Restaurant
- Land banking
- Commercial equipment leasing
- Refinance
- Raw land and commercial lot purchases
- Investment financing
- Private lending for commercial ventures
- a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage)
Mike's Memberships
Mortgage Professionals Canada
MPC represents 15,000+ Mortgage Professionals nationally.
Alberta Mortgage Brokers Association
Alberta's Mortgage Brokers Association supports our province's Mortgage Broker community with education, professional development and advocacy.