Mike Toporowsky; helping build community in Spruce Grove for 20+ years.
"I will find the best mortgage fit for your unique situation"
Mortgage Broker Mike Toporowsky, AMP
What Can Mike Do For You Today?
New and Existing Residential Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
A suite of rate options to fit most budgets.
Fixed - Variable - Low down payment - Conventional and more.
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Commercial and Agricultural Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
Farm loans, land banking, equipment lease loans, refinancing for agriculture, the accommodation industry and small businesses.
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Mortgage Investment Opportunities
New and Existing Residential Mortgages
Mortgage Investment Opportunities
Learn how the private mortgage market can provide the investment vehicle you've been looking for.
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Feature Home Realtor - One of Mike's Many Contacts
Tina Badry - Realtor Extraordinaire
Tina Badry - Realtor Extraordinaire
Tina Badry - Realtor Extraordinaire
Tina Badry was practically born into the real estate biz. Tina was blessed with the same determination and tenacity of her mother, iconic realtor, Heather Dunne. Tina’s determined Mom managed to raise her spirited daughter while building a successful career of unfaltering excellence in Alberta’s realty industry.
Where some might fear working in the shadow of a formidable mentor, Tina’s impressive personal drive allowed her to easily complete the foundational training required for a career in realty. She embraces the experience, knowledge and wisdom her mother bestowed on her, but also continually strives to better herself and her craft.
Tina understands the realty industry and local markets intimately and utilizes this knowledge to keep her clients updated; making them an integral part of the process.
Like many courageous professional women Tina’s story was not exactly linear. Part way into her career, she chose to delay her love of realty to dedicate her life to motherhood. She bravely placed her career on hold to put her family first. Now, with two beautiful, full-grown daughters, as wise as their mother, Tina is once more immersed in her passion for real estate.
A caring, professional approach
Tina Badry - Realtor Extraordinaire
Tina Badry - Realtor Extraordinaire
Heather, already proud of Tina’s personal and professional achievements, loves to share how, in the return to her realty career, Tina refused help and built an impressive client list on her own. Heather is thrilled at her daughter’s independence, diligence and courage, enjoying the fact acorns don’t fall far from mighty oaks.
And that “free-spirit” who challenged Heather as a child? Her clients are beneficiaries of Tina’s tenacity and compassion. They know this determined woman always has their backs. Tina’s easy-going charm and ready smile tends to hide the talented drive she possesses. Her current clients’ needs and ambitions are more vital to her than discussing her impressive qualifications and career successes. Her clients are indeed fortunate to have found the perfect mix of professionalism, personality and pluck in their real estate expert. Interested in buying or listing? Call Tina today at 780-699-1703 for capable, attentive real estate services.
Featured Listings from C21 Masters Agent, Tina Badry
$339,900 - 22 Meadowland Crescent, Spruce Grove, AB
$339,900 - 22 Meadowland Crescent, Spruce Grove, AB
$339,900 - 22 Meadowland Crescent, Spruce Grove, AB
Immaculate 2 Storey Townhouse with NO CONDO FEES right in the heart of Spruce Grove! Built in 2013 this home features 1297 sqft with a partially finished basement! Feel at home the moment you walk through the front door into the large entry way. Open floor plan with large living with a big front window for loads of natural light. Slide over into the dining area with plenty of room to expand while hosting family and friends! The kitchen has granite countertops with plenty of cupboards and a big island that gives loads of prep space! There is a 2 pce bathroom for quests to use! Move upstairs to the large master suite with 4pc ensuite and tons of closet space! 1 more bedrooms that are great for kids, guests or office space, bonus room and another 4 pce bathroom! Basement is partially developed with one spacious bedroom, laundry room, and a roughed in bathroom! No maintenance back yard leads to the double car garage with back alley access! Close to the Tri Centre, parks, shopping and transit! Move in ready!
$369,900 - 15 Glenwood Crescent Stony Plain, AB
$339,900 - 22 Meadowland Crescent, Spruce Grove, AB
$339,900 - 22 Meadowland Crescent, Spruce Grove, AB
This well cared for 1211 sq ft bungalow offers you 3 bedrooms upstairs plus a 4pce bath and a fully professionally developed basement with a family room including a gas corner fireplace, 4th bedroom, 3 pce bath and a spacious laundry room with lots of cabinets and a sink. The moment you enter the doorway of this home, you are welcomed by the living room which features a large bay window and top of the line laminate. The kitchen features an open dining room with peninsula style cabinets with lots of pot drawers. Some of the upgrades are: sump pump, shingles and freshly painted! (built in vacuum system) There has been a amazing constructed outdoor attached deck with a gas BBQ hookup that you can enjoy with a door right off of your dining area!! The garage is all insulated and heated with a automatic over head door, The home is walking distance to a school, playground and the public pool! This home will not disappoint you!
Residential Mortgage Options
Mike has a plan that's right for you.
- Fixed rate CMHC/SAGEN/Canada Guaranty insured High Ratio Mortgages (low down payment or low equity)
- Variable rate mortgages (insured and uninsured)
- Manufactured Home financing
- Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land
- Home Equity credit lines
- Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 )
- Conventional Mortgages (20% down payment /equity, no-CMHC necessary)
- Residential construction mortgages (both bank or private lenders...whatever makes sense)
- Private mortgage financing (first, second, third and forth mortgages) for good and bad credit
- Access to Mortgage investment corporations and other licensed lenders
- Bridge and interim financing (short term financing)
- Completion financing (mortgages arranged to payout your construction financing)
- Foreclosure repair mortgages
- Lease To Own
- Refinance and equity take-outs
- Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender)
- Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect.)
Take the first step.
Talk to Mike about your home ownership goals and if you're ready to make the leap. A free consultation is the first step to achieving your dreams. It costs nothing to know where you stand.
Mortgage Investment Opportunities
Individual investment opportunities
Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604)
RRSP eligible private mortgage investment opportunities
Diversify your portfolio. Let's talk strategy
Commercial and Residential investment opportunities
Invest in Albertans rebuilding the provincial economy one commercial mortgage at a time.
Mike's Philosophy
If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours
Stay in the loop
We assist with any concerns both before and after the transaction (generally throughout the mortgage)
Please note
We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages
Commercial and Agricultural Mortgages
Mortgages for farming, small business and industry
- Bank financing for purchase of land and building
- Farm loans
- Factoring
- Motel/Hotel/Restaurant
- Land banking
- Commercial equipment leasing
- Refinance
- Raw land and commercial lot purchases
- Investment financing
- Private lending for commercial ventures
- a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage)
