Mike Toporowsky; helping build community in Spruce Grove for 20+ years.
"I will find the best mortgage fit for your unique situation"
Mike Toporowsky, AMP
What Can Mike Do For You Today?
New and Existing Residential Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
A suite of rate options to fit most budgets.
Fixed - Variable - Low down payment - Conventional and more.
Click the pic for details.
Commercial and Agricultural Mortgages
New and Existing Residential Mortgages
New and Existing Residential Mortgages
Farm loans, land banking, equipment lease loans, refinancing for agriculture, the accommodation industry and small businesses.
Click the Pic for details.
Mortgage Investment Opportunities
New and Existing Residential Mortgages
Mortgage Investment Opportunities
Learn how the private mortgage market can provide the investment vehicle you've been looking for.
Click the pic for details.
Feature Home Realtor - One of Mike's Many Industry Contacts
Edmonton Real Estate Professional Kyle Rossiter
Edmonton Real Estate Professional Kyle Rossiter
Edmonton Real Estate Professional Kyle Rossiter
Born and raised in Edmonton, Kyle has used his intimate knowledge of the Capital Region to build a thriving real estate business after a successful career in the NHL Being close to the community allows Kyle the opportunity to provide maximum service to his many satisfied clients.
Driven to Achieve
Edmonton Real Estate Professional Kyle Rossiter
Edmonton Real Estate Professional Kyle Rossiter
Kyle displays his legendary work ethic, charisma, drive and determination to each and every client. It was these same qualities that took Kyle to the very pinnacle of the hockey world in his previous career as a professional athlete.
Featured Home - Mike has YOUR Mortgage Solution
Close to the City. Far from the Stress
This luxurious home nestled on over half an acre of land in Sherwood Hills Estates is close enough for a city commute but far enough to enjoy the peaceful rural setting.
Only $1,595,000 for this Spacious Home
This beautiful residence features close to 5000 square feet of living space spread over two expansive floors. The house was built in 2007, though the upstairs has been completely renovated in the past two years.
A Must-See Modern Kitchen
The kitchen is gorgeous featuring all white cabinetry, Sub Zero fridge, Miele dishwasher, Bertazonni gas cook top and pot filler.
Stunning Main Floor
The main floor has all new flooring, 3 bedrooms, and two completely renovated bathrooms including a sumptuous ensuite which features a three-sided fireplace and and walk-in closet designed by California Closets.
Sumptuous Living Spaces with Classic Appointments
The living room fireplace is huge and completely custom designed. The large dining room and eating nook are illuminated splendidly with Restoration hardware lighting. The walkout basement features a bedroom, a gym (which could be 5th bedroom), bathroom, wet bar, rec area, and media room.
An Exterior as Beautiful and Functional as the Interior
Off the kitchen you have a huge deck overlooking the mature and fully fenced yard. Outside the lower level is stamped concrete with your own hot tub. There is also a triple-heated garage and many more features too numerous to list.
Residential Mortgage Options
Mike has a plan that's right for you.
- Fixed rate CMHC/SAGEN/Canada Guaranty insured High Ratio Mortgages (low down payment or low equity)
- Variable rate mortgages (insured and uninsured)
- Manufactured Home financing
- Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land
- Home Equity credit lines
- Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 )
- Conventional Mortgages (20% down payment /equity, no-CMHC necessary)
- Residential construction mortgages (both bank or private lenders...whatever makes sense)
- Private mortgage financing (first, second, third and forth mortgages) for good and bad credit
- Access to Mortgage investment corporations and other licensed lenders
- Bridge and interim financing (short term financing)
- Completion financing (mortgages arranged to payout your construction financing)
- Foreclosure repair mortgages
- Lease To Own
- Refinance and equity take-outs
- Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender)
- Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect.)
Take the first step.
Talk to Mike about your home ownership goals and if you're ready to make the leap. A free consultation is the first step to achieving your dreams. It costs nothing to know where you stand.
Mortgage Investment Opportunities
Individual investment opportunities
Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604)
RRSP eligible private mortgage investment opportunities
Diversify your portfolio. Let's talk strategy
Commercial and Residential investment opportunities
Invest in Albertans rebuilding the provincial economy one commercial mortgage at a time.
Mike's Philosophy
If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours
Stay in the loop
We assist with any concerns both before and after the transaction (generally throughout the mortgage)
Please note
We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages
Commercial and Agricultural Mortgages
Mortgages for farming, small business and industry
- Bank financing for purchase of land and building
- Farm loans
- Factoring
- Motel/Hotel/Restaurant
- Land banking
- Commercial equipment leasing
- Refinance
- Raw land and commercial lot purchases
- Investment financing
- Private lending for commercial ventures
- a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage)
